What To Do If Your Personal Information Is Compromised

While synthetic identity fraud is not a complete takeover of one’s identity, critical pieces of your personal information can be used in creating a synthetic, such as your Social Security number (SSN). The use of your SSN with another identity can alter your credit score, and it may take time for you to discover this activity. Related to synthetic identity fraud is conventional identity theft, in which someone takes over your existing identity, posing as you, and typically either applies for credit or uses your existing accounts. Both scenarios can have devastating effects on your ability to secure additional credit.

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Protecting Yourself from Popular Scam Tactics

Fraudsters utilize many different tactics to deceive individuals, often to obtain their personal information. This information is then used by fraudsters to create synthetic identities. Synthetic identity fraud is defined as the use of a combination of personally identifiable information (PII) to fabricate a person or entity in order to commit a dishonest act for personal or financial gain.

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