Holiday Tips: Keeping Digital Shopping Merry and Bright

Safety & Security

By: The First National Bank in Tremont (FNBT)

As we head into the busy shopping season for our loved ones, below are four crucial things to remember while searching for that perfect gift.

Fake Ads:

Holiday shopping brings a rise in fake ads being published for “trendy” or “viral” products on social media. Often, these ads require you to leave the social media site to a malicious website immediately, prompting for your credit card or banking information. Attackers attempt to make this process as fast as possible to catch you off-guard.

“Too Good to be true” Deals

It probably is. Be aware of deals that seem too good to be true. Scammers often publish a popular product on a fake site at a crazy price to gather your financial information.

Trusted Sites AND Trusted Sellers

We all are familiar with Amazon, Target, and Walmart, but not every item on their website is sold by them. All of these sites allow third-party sellers to use their websites. These sites provide secure purchasing methods but cannot guarantee that the products are legitimate or priced appropriately. Be aware of the seller you are purchasing from on popular sites. You can often use filters to remove the third-party options.

 Safe Methods for Purchasing

Before purchasing items online, plan for your preferred method of payment. Be hesitant to use a debit card or banking account information, and be sure the website you purchase from has the secure padlock symbol in the URL! There are laws to limit your liability for fraudulent credit card charges, but you may not have the same

protection on all your cards. 

Online shopping has quickly become the preferred method for holiday shopping due to convenience, access to various markets, and price. Ensure that these benefits do not cloud your judgment for cyber scams. Remember, as you search for products, cyber scammers are also searching for their products: YOU

Hey, we want you to know that the link you clicked is taking you to a website hosted by someone else. We have looked at it and we think it is a reliable site. However, you should know that when you go to this new site, you won’t be under the protection of The First National Bank in Tremont website. We hope you will look at the privacy and security policies of this new site, as they may be different than ours.

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