Business Checking Accounts

	SMALL BUSINESS CHECKING	BASIC BUSINESS CHECKING	COMMERCIAL CHECKING	COMMUNITY CHECKING
Does this account earn interest?	No	No	No	No
What’s the minimum to open the account?	100.00	100.00	100.00	100.00
Is there a Monthly Maintenance Fee?	No	8.00/statement cycle	12.00/statement cycle	No
Can the Monthly Maintenance Fee be waived?	N/A	YES account has minimum $2,000 average ledger balance OR ACH origination with us	N/A	N/A
How many free items (transactions) do I get?	100 items Excess Transaction Fee- $.25	300 items Excess Transaction Fee-$.25	N/A Credit Item Fees: $.07 on-us checks $.12 not on-us checks Debit Item Fees: $.15	500 items Excess Transaction Fee-$.25
Is Bill Pay free?	YES if you pay a minimum 1 check/month*	YES if you pay a minimum 1 check/month*	YES if you pay a minimum 1 check/month*	YES if you pay a minimum 1 check/month*
Are ATM Withdrawals free?	YES If you are using Shazam Privileged Status Network ATM’s	YES If you are using Shazam Privileged Status Network ATM’s	YES If you are using Shazam Privileged Status Network ATM’s	YES If you are using Shazam Privileged Status Network ATM’s
Can I get a paper statement?	YES - $2.00/month	YES - $2.00/month	YES - No charge	YES - No charge

*5.00/month fee applies if at least one check/month is not paid though bill pay.

This is not a complete disclosure of account guidelines and fees.

Please contact a Business Banker for complete details.

Use our Business Online Banking if you want to pay your employees using direct deposit!

Did you know we offer a rewards business credit card?