At FNBT, we offer a traditional statement savings account and we make it easy for you to establish and maintain a plan to reach your savings goal. Whether you need an account to pay for unexpected expenses or one to save for that vacation, a FNBT Basic Savings account is a great way to manage your finances. For those who have a higher balance and are looking for a better interest rate, a Money Market account offers a tiered rate structure to help your money grow without losing the flexibility to make regular deposits.
Basic Savings |
Money Market |
|
Earns Interest |
Yes | Yes-based on the following tiers: 5,000-19,999.99 20,000-49,999.99 50,000-99,999.99 100,000 or higher |
Minimum Opening Deposit |
25.00 | 50.00 |
Quarterly Maintenance Fee |
5.00 | *None *Fee of 5.00 per debit transaction over number legally allowed by Federal law (currently 6 per statement cycle) |
No quarterly maintenance fee if |
Over 62 yrs. of age Account has an average balance/statement cycle of 100.00 Not-for-profit organization |
|
Teller withdrawals over 15/quarter |
|
|
Online Banking |
No charge | No charge |
Mobile Banking |
No charge | No charge |
ATM Card |
No charge | NA |
ATM Withdrawals |
No charge at all Shazam
|
|
E-Statements |
No charge | No charge |
Paper Statement-MMKT
|
$2.00/month (waived if over 62 yrs. of age) |
This is not a complete disclosure of account guidelines and fees. Please contact our office for complete details. 
Link to our current deposit rates 
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