Savings

At FNBT, we offer a traditional statement savings account and we make it easy for you to establish and maintain a plan to reach your savings goal. Whether you need an account to pay for unexpected expenses or one to save for that vacation, a FNBT Basic Savings account is a great way to manage your finances. For those who have a higher balance and are looking for a better interest rate, a Money Market account offers a tiered rate structure to help your money grow without losing the flexibility to make regular deposits.

	Basic Savings	Money Market
Earns Interest	Yes	Yes-based on the following tiers: 5,000-19,999.99 20,000-49,999.99 50,000-99,999.99 100,000 or higher
Minimum Opening Deposit	25.00	50.00
Quarterly Maintenance Fee	5.00	None Fee of 5.00 per debit transaction over number legally allowed by Federal law (currently 6 per statement cycle)
No quarterly maintenance fee if	Under 25 yrs. of age Over 62 yrs. of age Account has an average balance/statement cycle of 100.00 Not-for-profit organization
Teller withdrawals over 15/quarter	1.00 for each withdrawal over 15/quarter
Online Banking	No charge	No charge
Mobile Banking	No charge	No charge
ATM Card	No charge	NA
ATM Withdrawals	No charge at all Shazam Privileged Status Network ATM's
E-Statements	No charge	No charge
Paper Statement-MMKT (with check images)		$2.00/month (waived if over 62 yrs. of age)